Contributor
Brelly Legal Team
Legal review contributors
Brelly's legal review credit reflects the legal team that supported the company's original insurance-claim resources. The team included attorneys Alston Walker and Scott Wolfe.
- Alston Walker — attorney and Brelly co-founder
- Scott Wolfe — attorney and insurance-claims technology founder
Fact-checked work
40The AOB Guide for Florida Property Owners: Rights, Requirements, and FAQs
Florida AOB rules for property owners: the current prohibition, older-policy requirements, rescission rights, emergency limits, and payment protections.
Article2022 Changes to Florida Property Insurance Laws and How They Affect You
What Florida's 2022 property insurance law changed, including claim deadlines, arbitration, fees, bad faith, and assignments of benefits.
ArticleFlorida's 2023 Legislative Session: More Big Changes to Insurance Claim Laws
How Florida's 2023 insurance laws changed public-adjuster practice, insurer oversight, bad faith, attorney fees, and current claim work.
ArticleHomeowners: 5 Things To Do After A Property Loss
You can feel overwhelmed and stressed after a property loss, but the first steps are easy. Here are 5 things you want to do immediately.
ArticleActual Cash Value vs. Replacement Cost in Property Insurance Claims: A Comprehensive Guide
Learn how actual cash value, replacement cost, recoverable depreciation, and the 80% Rule affect a property insurance payment.
ArticleFAQs: Everything You Need to Know About Additional Living Expenses Insurance Coverage
Everything you need to know about additional living expenses coverage. What it covers. What it doesn't. And how to get reimbursed fast.
Article3 Essential Moves When Filing Your Property Insurance Claim
Take these three essential steps when filing a property insurance claim to document notice, control the record, and track the deadlines that follow.
ArticleFive Essential Tips for Navigating a Renters Insurance Claim
Stop guessing and stressing. The five most important things you need to know if you're filing a renter's insurance claim.
ArticleThe Florida Contractor’s Guide to AOBs: Laws, Requirements, and FAQs
A Florida contractor guide to older AOB agreements, statutory requirements, assignee duties, emergency limits, and collection restrictions.
ArticleHow Long Does an Insurance Claim Take in Florida? Seven Key Deadlines.
Learn seven key Florida property-claim deadlines, what triggers each clock, and how your policy's issue or renewal date affects the filing window.
ArticleThe Brelly Guide to Public Adjusting in Georgia
Georgia public adjuster laws covering licensing, solicitation, contracts, compensation, conflicts, client rights, and current OCI requirements.
ArticleProperty Coverages in Homeowners Insurance: Everything You Need to Know.
Learn what homeowners insurance Coverages A, B, C, and D protect, how their limits differ, and why the right coverage category matters.
ArticleCan Your Insurer Dictate Your Choice of Contractor?
Learn when you can choose your own contractor, when an insurer may elect repairs, and how to compare scopes, costs, programs, and written responsibility.
ArticleUnderstanding the New Proof-of-Loss Form Requirements in Florida
Florida proof-of-loss form requirements, the 2023 fraud-warning change, policy-specific duties, deadlines, and limits of Brelly's PDF.
ArticlePublic Adjusting Laws in Florida: What PAs Need to Know
Florida public adjuster laws covering licensing, contracts, fees, solicitation, insurer interaction, ethics, and discipline.
ArticleAre Disaster Losses Tax Deductible?
Learn when disaster losses may qualify for a federal tax deduction, how to calculate it, and which deadlines and special rules apply.
ArticleWhat Is a Public Adjuster? An Overview of This Important Profession
Learn what public adjusters do, how fees and licensing vary by state, and how to decide whether hiring one fits your property damage claim.
Claim resourceAssignment of Benefits: What It Is and How It Can Affect Your Property Insurance Claim
Learn what an assignment of benefits can transfer, what you may still owe, and which Florida policy dates require special care.
Claim resourceFirst Notice of Loss: Everything Policyholders and Pros Need to Know
Learn how to give first notice of loss, document the report, avoid guessing, and understand how notice affects policy duties, claim handling, and deadlines.
Claim resourceFree Proof-of-Loss Form for Florida
Learn what to verify before using a Florida-labeled generic proof-of-loss blank, including insurer, policy, program, signature, and delivery requirements.
Claim resourceHow to Create a Home Inventory for Your Insurance Claim
Learn what to include in a home inventory, work room by room, use photos or video, store safe copies, estimate belongings, and support a claim.
Claim resourceProperty Insurance Adjusters: Who They Are and What They Do
Learn what property insurance adjusters do, how their roles differ, when licensing varies, and how to verify an adjuster’s credentials.
Claim resourceInsurance Appraisal: What It Means Before and After a Property Loss
Learn how insurance appraisal differs from market and reconstruction valuation, and what to check before invoking a policy appraisal clause.
Claim resourceThe Ultimate Guide to a Property Insurance Claim
A practical guide to handling a home or small-business property claim, from immediate documentation and notice through payment and repairs.
Claim resourceFree Notice of Loss Form
Learn how to use a generic notice-of-loss follow-up without confusing your record with proof of delivery or a universal legal trigger.
Claim resourceOklahoma Proof of Loss Form
Review an Oklahoma-labeled generic proof-of-loss form and the policy, insurer, program, signature, deadline, and delivery requirements to verify.
Claim resourceFree Proof-of-Loss Form
Learn what to check before using a generic proof-of-loss blank and when a required insurer, policy, state, or program form should control.
Claim resourceProof of Loss: The Ultimate Guide
Learn how to find your proof-of-loss deadline, assemble evidence, complete the form accurately, submit it, and follow up on an insurance claim.
Claim resourceThe Ultimate Guide to Selecting Contractors for Insured Repairs
Learn how to vet a contractor after an insured property loss, compare estimates, verify credentials and insurance, and protect the repair agreement.
State guideThe Alabama Guide to Property Insurance Claims: Deadlines, Laws, and FAQs
Alabama property insurance claim deadlines, proof requirements, payment rules, disaster mediation, and laws in one practical guide.
State guideThe Arkansas Guide to Property Insurance Claims: Deadlines, Laws, and FAQs
Arkansas property insurance claim deadlines, proof requirements, payment rules, dispute options, and laws in one practical guide.
State guideThe California Guide to Property Insurance Claims
California property claim deadlines, proof rules, emergency protections, payment requirements, and laws in one practical guide.
State guideThe Florida Guide to Property Insurance Claims: Deadlines, Laws, and FAQs
Florida property insurance claim deadlines, proof requirements, payment rules, dispute options, and statutes in one practical guide.
State guideThe Georgia Guide to Property Insurance Claims: Deadlines, Laws, and FAQs
Georgia property insurance claim deadlines, proof requirements, payment rules, dispute options, and laws in one practical guide.
State guideThe Louisiana Guide to Property Insurance Claims
Louisiana property insurance claim deadlines, proof requirements, payment rules, and statutes in one practical guide.
State guideThe Mississippi Guide to Property Insurance Claims: Deadlines, Laws, and FAQs
Mississippi property insurance claim deadlines, proof requirements, storm deductibles, payment rules, and laws in one guide.
State guideThe New York Guide to Property Insurance Claims: Deadlines, Laws, and FAQs
New York property claim deadlines, proof requirements, payment rules, appraisal, programs, and laws in one practical guide.
State guideThe North Carolina Guide to Property Insurance Claims: Deadlines, Laws, and FAQs
North Carolina property claim deadlines, proof requirements, payment rules, disaster options, and laws in one practical guide.
State guideThe South Carolina Guide to Property Insurance Claims: Deadlines, Laws, and FAQs
South Carolina property insurance claim deadlines, proof requirements, payment rules, coastal coverage, and laws in one practical guide.
State guideThe Texas Guide to Property Insurance Claims: Deadlines, Laws, and FAQs
Texas property insurance claim deadlines, proof requirements, payment rules, programs, and laws in one practical guide.