Brelly articles
Claim information, without the fog.
Plain-English guidance on property insurance claims — researched, fact-checked, and kept current by the Brelly team.
The AOB Guide for Florida Property Owners: Rights, Requirements, and FAQs
Florida property owners need to qualify the policy history before using the older assignment-of-benefits checklist, deadlines, and owner protections.
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16 articles2022 Changes to Florida Property Insurance Laws and How They Affect You
What Florida's 2022 property insurance law changed, including claim deadlines, arbitration, fees, bad faith, and assignments of benefits.
Read article Florida insurance lawFlorida's 2023 Legislative Session: More Big Changes to Insurance Claim Laws
How Florida's 2023 insurance laws changed public-adjuster practice, insurer oversight, bad faith, attorney fees, and current claim work.
Read article After property damageHomeowners: 5 Things To Do After A Property Loss
You can feel overwhelmed and stressed after a property loss, but the first steps are easy. Here are 5 things you want to do immediately.
Read article CoverageActual Cash Value vs. Replacement Cost in Property Insurance Claims: A Comprehensive Guide
Learn how actual cash value, replacement cost, recoverable depreciation, and the 80% Rule affect a property insurance payment.
Read article CoverageFAQs: Everything You Need to Know About Additional Living Expenses Insurance Coverage
Everything you need to know about additional living expenses coverage. What it covers. What it doesn't. And how to get reimbursed fast.
Read article Filing a claim3 Essential Moves When Filing Your Property Insurance Claim
Take these three essential steps when filing a property insurance claim to document notice, control the record, and track the deadlines that follow.
Read article Filing a claimFive Essential Tips for Navigating a Renters Insurance Claim
Stop guessing and stressing. The five most important things you need to know if you're filing a renter's insurance claim.
Read article Florida insurance lawThe Florida Contractor’s Guide to AOBs: Laws, Requirements, and FAQs
A Florida contractor guide to older AOB agreements, statutory requirements, assignee duties, emergency limits, and collection restrictions.
Read article Filing a claimHow Long Does an Insurance Claim Take in Florida? Seven Key Deadlines.
Learn seven key Florida property-claim deadlines, what triggers each clock, and how your policy's issue or renewal date affects the filing window.
Read article Georgia insurance lawThe Brelly Guide to Public Adjusting in Georgia
Georgia public adjuster laws covering licensing, solicitation, contracts, compensation, conflicts, client rights, and current OCI requirements.
Read article CoverageProperty Coverages in Homeowners Insurance: Everything You Need to Know.
Learn what homeowners insurance Coverages A, B, C, and D protect, how their limits differ, and why the right coverage category matters.
Read article Hiring contractorsCan Your Insurer Dictate Your Choice of Contractor?
Learn when you can choose your own contractor, when an insurer may elect repairs, and how to compare scopes, costs, programs, and written responsibility.
Read article Florida insurance lawUnderstanding the New Proof-of-Loss Form Requirements in Florida
Florida proof-of-loss form requirements, the 2023 fraud-warning change, policy-specific duties, deadlines, and limits of Brelly's PDF.
Read article Florida insurance lawPublic Adjusting Laws in Florida: What PAs Need to Know
Florida public adjuster laws covering licensing, contracts, fees, solicitation, insurer interaction, ethics, and discipline.
Read article After property damageAre Disaster Losses Tax Deductible?
Learn when disaster losses may qualify for a federal tax deduction, how to calculate it, and which deadlines and special rules apply.
Read article Filing a claimWhat Is a Public Adjuster? An Overview of This Important Profession
Learn what public adjusters do, how fees and licensing vary by state, and how to decide whether hiring one fits your property damage claim.
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