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Mississippi claim resources.

A single starting point for Mississippi-specific guidance, primary sources, and the broader claim topics you may need next.

Reviewed guide updated April 11, 2023 · Fact-checked by Brelly Legal Team

The deep guide

The Mississippi Guide to Property Insurance Claims: Deadlines, Laws, and FAQs

Essential information for homeowners and other professionals about Mississippi property insurance statutes, deadlines, and other FAQs.

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Start with the stage closest to your claim, then continue into the reviewed state guide for details and sources.

01

Making Your Claim -- Frequently Asked Questions

The first step in your property insurance claim is to notify your insurer about your losses. Not only is doing this the only way to get your claim moving, it’s one of your duties of a loss under your insurance policy.

02

Proving Your Loss -- Frequently Asked Questions

After you’ve notified your insurance company and started your claim, you need to prove your losses to your insurance company. Proving that your property suffered losses and that those losses are covered under your insurance policy is at the heart of an insurance claim. As a result, it’s also the most difficult stage in the claims process and where policyholders most often make mistakes. Fortunately, Mississippi laws do provide you with basic protections at this stage. Read more to understand how.

03

Getting Your Check -- Frequently Asked Questions

Getting reimbursed for your losses — it’s the reason you pay premiums. Here are answer to frequently asked questions as this last, critical stage in your insurance claim.

Primary sources

See where the guidance comes from.

The guide links sources beside the assertion they support. This directory provides a state-level route into the reviewed source set.

Reviewed source

Miss. Code § 83-5-33: Insurance business practices regulated; unfair methods of competition and deceptive practices prohibited.

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Reviewed source

Miss. Code § 83-5-35: Insurance business practices regulated; unfair methods of competition and unfair or deceptive acts or practices defined.

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Reviewed source

Miss. Code § 83-5-37: Insurance business practices regulated; power of commissioner.

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Reviewed source

Miss. Code § 83-2-3: Standards applicable to rates; criteria for determining compliance; commissioner to establish uniform policy language regarding applicability of hurricane deductibles and form of notice under certain homeowner’s insurance policies.

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Reviewed source

Miss. Code § 15-1-49: Limitations applicable to actions not otherwise specifically provided for.

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