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State resource center
Arkansas claim resources.
A single starting point for Arkansas-specific guidance, primary sources, and the broader claim topics you may need next.
Reviewed guide updated September 26, 2023 · Fact-checked by Brelly Legal Team
The deep guide
The Arkansas Guide to Property Insurance Claims: Deadlines, Laws, and FAQs
Essential information for homeowners, businesses, and other professionals about Arkansas property insurance statutes, deadlines, and other FAQs.
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Making Your Claim -- Frequently Asked Questions
The first step in your property insurance claim is to notify your insurer about your losses. Not only is doing this the only way to get your claim moving, it’s one of your duties of a loss under your insurance policy.
Proving Your Loss - Frequently Asked Questions
After you’ve notified your insurance company and started your claim, you need to prove your losses to your insurance company. Proving that your property suffered losses and that those losses are covered under your insurance policy is at the heart of an insurance claim. As a result, it’s also the most difficult stage in the claims process and where policyholders most often make mistakes. Fortunately, Arkansas laws do provide you with basic protections at this stage under the Arkansas Insurance Code. Read more to understand how.
Getting Your Check -- Frequently Asked Questions
Getting reimbursed for your losses — it’s the reason you pay premiums. Here are answer to frequently asked questions as this last, critical stage in your insurance claim.
Primary sources
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The guide links sources beside the assertion they support. This directory provides a state-level route into the reviewed source set.
Reviewed source
23-79-112. Contents.
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23-80-306. Minimum Standards.
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23-80-308. Compliance by provision of outline of coverage.
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23-61-115. Policyholder’s Bill of Rights.
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23-79-126. Forms for proof of loss.
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23-63-111. Policyholder’s right to loss information.
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23-79-127. Claims administration by insurer not waiver.
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23-79-207. Substantial compliance — Fire insurance upon personal property.
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23-63-112. Notice of intent to settle.
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23-63-107. Prompt processing of payment by insurer.
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23-66-321. Method of payment of claims.
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23-66-205. Unfair competition or unfair or deceptive acts or practices prohibited.
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23-66-206. Unfair methods of competition and unfair or deceptive acts or practices defined. [Effective July 1, 2022.]
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23-67-208. Rate standards.
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23-79-202. Limitation of actions.
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23-79-203. Trial by jury.
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23-79-208. Damages and attorney’s fees on loss claims.
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23-66-208. Power of commissioner to examine and investigate.
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23-66-211. Penalty for violation of cease and desist orders.
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23-61-303. Hearing — Generally.
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23-60-108. Penalty generally.
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23-63-109. Natural causes.
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23-79-124. Assignment.
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